Introduction:Times are hard and we are not likely to see any financial relief any time soon. Here are 5 tips on how to save money.
Shop online and save gas. Shopping online affords you the chance to get what you want and need without ever leaving the comfort of your home. There are no lines or waiting. No dealing with people and best of all If you spend $50 or more your shipping is Free!
Couponing with care means that you are using them wisely. Don't use a coupon on something you don't use or need . Doing so is the same as wasting money. Especially if it is for perishable items. Try to bundle combine your coupons with sales,discounts and any other programs where you might be rewarded for using the coupons.
Waste not want not,Bulk isn't always better.Many times when you buy in bulk you save. However if you are paying a membership fee to be able to buy the items in bulk at a discounted price and you don't do it often enough you are not saving.
How so? If a membership cost me $50 a year and I only shop there once a month for something like toilet paper and save $1 more than I would at a regular store I have over paid just to have the discount. Over paying for the discount is a waste of money leaving me wanting later.
If you have things that you no longer want,use or need don't throw them away.Donate them instead and get a tax write off or resell them, Have a yard sale and sell the items that are still usable and worth something. Some money is always better than none. Take the money you earned and put it towards the things you need.
Invest your money saved in institutions that offer Interest on your savings. Try to find places that will give your a higher interest rate. Look into all of your available options and pick which one is best for you low risk high reward.
select one here...