Laws of Stewardship

Introduction:This is kind of a mix of common sense budgeting and perhaps a few thoughts from "The Richest Man in Babylon" or "Rich Dad, Poor Dad". Both of those books are excellent. I should do a list on financial books; I am sure I've read at least five that are good.

  • 01

    Pay Tithe First

    I know that a lot of people don't think it makes any sense that we can live better on 90% of what we earn than we can on 100% of what we earn. Mathematically, they win that argument and spiritually, I win this argument. There is no wrong time to do the right thing; it is a matter of doing the right thing, being obedient, and setting priorities.

  • 02

    Pay Yourself Second

    People need to save for a rainy day, retirement, or just an emergency. After the tithe, a portion of your earnings should be set aside. It's not that difficult once you make it a habit. As I write this, I've been out of work for awhile-I am glad I was wise in this area. I tell people that I am just poor; I'm not broke yet.

  • 03

    Know Where You Are Spending

    It is important to know where your money is going. This probably speaks more to stewardship than any other point because stewardship is all about responsibility. If you don't know where your money is going, you will not know where you are being wasteful.

  • 04

    Live Within Your Means

    This one is really simple. If you fail to live within your means, you will make the situation worse. Failing to live within your means can turn a good financial situation bad and it can turn a bad situation into something that could take several years to turn around. It's just not worth it.

  • 05

    Make Money Work For You

    This one is a little harder than it used to be. We used to be able to invest in stocks and be reasonable sure that we'd get some sort of return. We used to be able to put money in a savings account and make a little interest. There is not a lot of confidence in the stock market and my savings account fees are more than the interest I earn. It is tougher than it used to be but the idea is that you should have your money making some money for you. I've invested in a few savings bonds, coins, and some silver. These are assets..they either make money or can be converted to cash quickly.




Final Thoughts

I really look at stewardship as being responsibly and making wise choices. While this list deals with money, I think the same can be true for talents, time, and other things that we might have at our disposal.




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