Be aware that the annual interest on credit cards is high and hence use it only for urgent needs and clear the bills monthly.
It is always better not to purchase costly items using your credit card even if the said items are offered on interest free installment plan.
Make it a point to pay your credit card bill regularly every month. Accumulation of bills or making payments in part will cost you dear.
Use your credit card to purchase things that are actually required for your daily use and also keep some limit for purchasing through credit card.
Whenever you decide to use your credit card for making payment for the items you intend to purchase be sure that you have enough balance.
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