Ways to Effortlessly Save Money

Money/Finances - Personal Finance
By: BNice    
03-Jun-2013

Introduction:Setting aside a small amount of money consistently can develop a growing savings account that can be used for future goals or needs. The important thing is to start a savings plan and consistently add to it regularly.

  • 01

    Save Receipts

    Ssve your receipts from shopping. Place the receipts in a safe place until you have the time to tally up the savings for your purchases.

  • 02

    Tally the Savings

    Review your receipts to determine the savings on your recent purchases. Whatever amount of money saved should be placed in your special savings container, a bank, soda can, jar, etc. If the amount saved is too much for you to place in your special bank at one time, write yourself an I.O.U. note and put the money owed into your special account at a later date. Mark the I.O.U. note with date paid. Doing this step, will allow you to keep careful accounting of your savings.

  • 03

    Save the Value of the "Cents Off" Coupons

    Whenever you use coupons, deposit the actual face value of the coupon into your special savings container. Another variation of this method is to place the amount of the "cents off" coupons into your account before you shop. That way, you won't forget to add your savings to your account.

  • 04

    Dollar a Day

    Even if you do not shop for a few days, discipline yourself to place $1.00 a day into your special savings account each day. If it is more convenient for you to save your dollars on a daily, weekly or monthly basis, do so. The point is to have $30 deposited into your special savings account each month. Establish a minimum amount that has to be in your account before you make withdrawals. Maintaining a minimum balance of #100 will help you to save consistently and keep you from making frivolous purchases.

  • 05

    Bank Sponsored Debit Savings Account

    Bank sponsored debit savings accounts will withdraw a designated amount of money from your checking account each time you use your debit card for a purchase. One major bank debits your checking account $1.00 each time you make a purchase up to a certain limit. If debiting $1.00 from your account will cause your account to be overdrawn, the amount will not be debited. The savings accumulate effortlessly and most plans allow you to deposit a specified amount monthly if you desire. Check with your local banks to see if it offers a debt savings program.


Final Thoughts

A regular, consistent savings plan empowers you to control your personal finances. The important takeaway is to find a way to save diligently and consistently follow a savings plan.

Comments

Post A Comment

Submit Comment



Need a Top Five List Idea?

select one here...

  • The Top Five Things to do at Disneyland
  • The Top Five Chicken Recipes
  • The Top Five Reasons Smoking is Bad
  • The Top Five Websites for Artists
  • The Top Five Stresses of Home Ownership
  • The Top Five Websites for Music
  • The Top Five Funniest Movies Ever
  • The Top Five Michael Jackson Songs
  • The Top Five Planets in the Solar System
  • The Top Five Unhealthy Foods for Dogs 
  • The Top Five Xbox 360 Games
  • The Top Five Steps on How to Avoid Credit C ...
  • The Top Five Health Insurance Companies
  • The Top Five Pets you Should Own
  • The Top Five Things to See in Dallas Texas
  • The Top Five States to Live In
  • The Top Five Pasta Recipes for Kids
  • The Top Five Places to Find Cheap Books
  • The Top Five Designer Handbags
  • The Top Five Clothing Lines for Modest Clot ...
  • The Top Five Dessert Recipes
  • The Top Five Ways to Earn Money as a Colleg ...
  • The Top Five Harry Potter Movies
  • The Top Five Bedroom Decorating Ideas
  • The Top Five People you Would Want to Meet
  • The Top Five Online Social Networks
  • The Top Five Schools for Business Managemen ...
  • The Top Five Books to Read This Year
  • The Top Five Xbox 360 Kinect Games for Exer ...
  • The Top Five Diet Pills
  • The Top Five Car Seat Safety Tips
  • The Top Five Holidays
  • The Top Five Overseas Bed and Breakfast Sto ...
  • The Top Five iPhone Apps
  • The Top Five Ways to Invest in Real Estate
  • The Top Five Foods to Avoid when Trying to ...
  • The Top Five NFL Football Stadiums With A D ...
  • The Top Five Advice for New Moms
  • The Top Five Ways to Get a Phone Number
  • The Top Five Items you Never want to Lose
  • The Top Five Outdoor Activities
  • The Top Five Things to do Before your 60 Ye ...
  • The Top Five Dog Breeds for Kids
  • The Top Five Movies of 2010
  • The Top Five Video Games
  • The Top Five Wedding Websites
  • The Top Five Five Music Genres
  • The Top Five Universities for MBA
  • The Top Five Ways to Build Muscle
  • The Top Five Job Opportunities for People W ...
  • The Top Five Steps on How to Get a Date
  • The Top Five Places for Kids Birthday Parti ...
  • The Top Five Funniest Websites
  • The Top Five Candle Scents for Summer Time
  • The Top Five Makeup Tips for Teens
  • The Top Five Songs About Love
  • The Top Five Places to get a Free Credit Re ...
  • The Top Five Auto Insurance Companies
  • The Top Five Gaming Consoles
  • The Top Five Most Hated Celebrities
  • The Top Five Smart Phones of the Year
  • The Top Five Pasta Recipes
  • The Top Five Places to Get a Student Loan
  • The Top Five Movies With a Twist
  • The Top Five Home Air Purifiers
  • The Top Five Healthy Recipes
  • The Top Five Professions
  • The Top Five Nascar Drivers
  • The Top Five Healthiest Snacks
  • The Top Five Safest Cities in America
  • The Top Five New York Hotels
  • The Top Five Healthiest Fruits
  • The Top Five Foods For an Upset Stomach 
  • The Top Five Reasons to Invest in Running S ...
  • The Top Five Ways to Save Money
  • The Top Five Shampoos
  • The Top Five Ways to Update your Home Witho ...
  • The Top Five Causes of Road Rage
  • The Top Five Designer Shoe Brands for Women ...
  • The Top Five Things I've Learned from Britt ...
  • The Top Five Free Places for Veterans to Ea ...
  • The Top Five Ways to Find Cheap Flights Onl ...
  • The Top Five Places to get French Fries
  • The Top Five Steps on How to Potty Train Yo ...
  • The Top Five Youtube Videos for 2010 
  • The Top Five Steps to Home Security
  • The Top Five Ways to Keep Unwanted Pests Ou ...
  • The Top Five Car Maintenance Checklist
  • The Top Five 4th of July Party Ideas
  • The Top Five Ways to Get a Loan
  • The Top Five Ways to Workout your Upper Bod ...
  • The Top Five Most Influential Speeches
  • The Top Five Funniest Movies For Kids
  • The Top Five Five Smart Phones
  • The Top Five Golfing Tips
  • The Top Five Paint Colors for a Home
  • The Top Five Attractions in the USA
  • The Top Five Career Moves for Teachers
  • The Top Five Songs About Texas
  • The Top Five California Landmarks
  • The Top Five Wedding Gowns
  • The Top Five Educational Websites for Kids
  • The Top Five Ideas for Anniversary Gifts
  • The Top Five Steps on How to Save Money
  • The Top Five Ways to Improve your Health
  • The Top Five Ways to Stay in Shape
  • The Top Five Tips for Planting a Garden
  • The Top Five Ways to Stop Smoking
  • The Top Five Ways to Get a Grant
  • The Top Five Hair Removal Options
  • The Top Five Places to Find a Job
  • The Top Five Wedding Favors
  • The Top Five Restaurants
  • The Top Five Candy Bars With Peanut Butter
  • The Top Five Soft Drinks
  • The Top Five Simple Smart Phones
  • The Top Five Websites for Kids
  • The Top Five Vacation Spots
  • The Top Five Country Singers of All Time
  • The Top Five Ways to Keep Track of Spending ...
  • The Top Five Fast Food Restaurants
  • The Top Five Rules for a Strong Relationshi ...
  • The Top Five Book Series for Young Adults
  • The Top Five Wedding Themes
  • The Top Five Foods That Help you Lose Weigh ...
  • The Top Five Places to Live
  • The Top Five Reason to Rent
  • The Top Five Home Improvement Tips for Sell ...
  • The Top Five Traditional Thanksgiving Dishe ...
  • The Top Five TV Shows of All Time
  • The Top Five Skills Needed for a Career in ...
  • The Top Five Movies of All Time
  • The Top Five Tips for Healthy Blood Pressur ...
  • The Top Five Inventions That Changed the Wo ...
  • The Top Five Carpet Cleaning Tips
  • The Top Five Reasons to Vote During Electio ...
  • The Top Five Baby Bags for Moms
  • The Top Five Google Apps
  • The Top Five Prom Dresses
  • The Top Five Places for Discount Furniture ...
  • The Top Five Sporting Events
  • The Top Five Places to Find Crazy Video Cli ...
  • The Top Five Healthy Meals For Under 5 Doll ...
  • The Top Five Photo Editing Websites
  • The Top Five Superheroes
  • The Top Five Mistakes Parents Make With Kid ...
  • The Top Five Ways to Improve your Resume
  • The Top Five Online Gaming Sites
  • The Top Five Bealtes Songs beatles songs Wr ...
  • The Top Five Items you Can’t Live Without
  • The Top Five Jewelry Stores
  • The Top Five Tips for Staying Positive
  • The Top Five Steps on How to Make a Website ...
  • The Top Five Places to Buy Electronics
  • The Top Five Card Games for Four Players
  • The Top Five Books for the Kindle
  • The Top Five Must See Events in Las Vegas
  • The Top Five Tips for Newlyweds
  • The Top Five Ways to Keep your Lawn Green
  • The Top Five Board Games for Groups
  • The Top Five Quotes to Live by
  • The Top Five Financial Mistakes People Make ...
  • The Top Five Steps to Internet Security
  • The Top Five Creative Ways to Announce a Pr ...
  • The Top Five Reasons For Leaving a Job
  • The Top Five Sources for Vitamin D
  • The Top Five Knock Knock Jokes
  • The Top Five Helpful Hints to Get Pregnant  ...
  • The Top Five Talk Shows on TV
  • The Top Five Creative Ways to Ask a Girl to ...
  • The Top Five Teeth Whitening Tips
  • The Top Five Reasons you Should Play Fantas ...
  • The Top Five Places to Retire
  • The Top Five Business Marketing Tips
  • The Top Five Cell Phones Under 50 Dollars
  • The Top Five Places to Mountain Bike
  • The Top Five PGA Golfers
  • The Top Five Ways to Earn Money Online
  • The Top Five Hair Products
  • The Top Five HDTV brands
  • The Top Five Ways to Turn Down a Job Offer
  • The Top Five Quotes From the Movie Elf
  • The Top Five Ways to Cope With Stress
  • The Top Five Facts About the Sun
  • The Top Five Hair Products Women Must Have
  • The Top Five Things you Should Not do in an ...
  • The Top Five Computers for College Students ...
  • The Top Five Websites for Discount Vacation ...
  • The Top Five Walt Disney Movies
  • The Top Five Funniest Jokes
  • The Top Five Tips for New Parents
  • The Top Five Websites for Photographers
  • The Top Five Candle Scents for Winter 
  • The Top Five Motivational Speakers
  • The Top Five Signs that You are in Love
  • The Top Five Greatest NBA Players of All Ti ...
  • The Top Five Nuts that go in Salad
  • The Top Five Ways to Avoid Unemployment
  • The Top Five Tips for New Businesses
  • The Top Five Foods for Diabetics
  • The Top Five Most Influential Sports Figure ...
  • The Top Five Luxury Cars
  • The Top Five Tips on How to Make Money Onli ...
  • The Top Five Places to See in the World
  • The Top Five Spyware Removal Systems
  • The Top Five Ways to Prevent Skin Cancer
  • The Top Five Healthiest Choices for Breakfa ...
  • The Top Five Cities to Live in
  • The Top Five Funniest People
  • The Top Five Days During the Year
  • The Top Five Most Trusted Cars
  • The Top Five Presidents of the United State ...
  • The Top Five Cartoons for Toddlers
  • The Top Five Clues for Crossword Puzzles
  • The Top Five Budget Mistakes Most People Ma ...
  • The Top Five Ways to Relieve Stress
  • The Top Five Tax Mistakes People Commonly M ...
  • The Top Five Online Flower Delivery Compani ...
  • The Top Five Commercials
  • The Top Five Vitamins for Hair Growth