Introduction:Many consumers are struggling to stay afloat in today's harsh economic climate. Unfortunately, some credit and debt counseling companies take advantage of unsuspecting consumers by charging excessive fees or never following through on promises. If you are looking for debt counseling or know someone else who is, check the following reputable resources for debt relief assistance.
Consumer Credit Counseling Services is a national organization endorsed by the National Foundation for Credit Counseling. CCCS trained counselors can help you set up a budget or give you debt advice and credit counseling. They can also work with your creditors to arrange a better repayment schedule for your benefit. To find an NFCC endorsed credit counselor in your area check the links provided below.
Some community college offer credit counseling and budgeting classes in their continuing education departments. These classes are generally offered in the evenings and for a nominal fee.
Many churches now offer budgeting and debt management classes such as Dave Ramsey's Financial Peace University. Check the link below to find a new class starting near you.
Public libraries offer a wealth of information on debt management and credit counseling. Check with your main branch for times of local seminars and workshops, and while you're there, choose from a multitude of books, magazines and videos about financial planning.
No doubt there is someone in your family who is good with money and would be flattered to be asked for help in financial matters. Grandparents, parents or even older family friends all have a wealth of experience to share about making it through hard economic times.
Be careful whom you trust with your private financial information, and thoroughly investigate any credit and debt counseling organization that charges a fee for its services.
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