Money Saving Tips

Money/Finances - Budgeting Money
By: goodselfme 17-Sep-2013

Introduction:In today's economy it pays to save money. These are proven money saving tips that can help you save hundreds of dollars a year. Keep track of the spending and get surprised at the end of a few months doing these simple tasks. Keep doing them for a year and see the amount of money you have saved.

01
Clothes

Don't impulse buy any piece of clothing. When the impulse to purchase an item of clothing, go home and determine how you can sell some of your present clothes to pay for the item you wish to buy that you saw at the store, outlet or online. Putting clothes on consignment does not count until you actually sell the item you have for sale so you can purchase what you want.Another clothes tip is; there are several ways to save on clothes and one is to buy at off seasons. Just look at the stores and they will guide you when the really huge clothing sales are taking place. Those are the times to buy only what you need. Avoid over buying even when there is a huge sale.
02
Purchases

Buy what you can and absolutely need to eat, need to wear and any items that you actually need for living. This eliminates so much, you will not believe it until you begin to purchase things with those thoughts in mind. Just to find out how much you actually save begin now to keep track of your every cent spent for ONE week. Then plan your purchases according to only buying what you absolutely need to eat to survive (not Starbucks coffee or mocca Joe in the morning going to work). Watch the purchases of only buying what you need to wear and the items to actually live too. The focus is on NEED.
03
Driving

If you don't drive you will not be able to save yourself much money on this tip. If you drive simply stop driving the way you do now. Gas is off the charts for cost, so the answer to saving money on driving is to plan some good driving habits now. These will be hard to follow through with if you don't try. They will be easy to do once you see the savings. First don't just get in the car without planning at least several things to do while you are out. The going and coming will eat up gas just with you going home and then going somewhere else. Bring your workout clothes with you to change at the rec center. Don't stop suddenly or pour on the gas when you first go from a dead stop. Have a steady pace and you will save lots of money on just those few ideas.
04
Share With Others

Start a pot luck with your family members for a once a week or once a month get together. If you are a member of a church or other organization you can suggest a pot luck, do that and save a lot. You will be able to balance your food bill easier if someone plans the dishes from appetizers, salads, vegetables, starch( potatoes,bread, rice or pasta)and desserts along with main dishes. Plan on taking home some left overs for another snack or compliment to a meal. Start talking to your close neighbors and see if they would like to do food sharing. This is when bulk buying is done to save when everyone buys a certain percentage according to the family members they have. This save gas too when one family shops one time and another another day.
05
Food

Bring your lunch to work. Eating out is expensive. Tally all you spend in a week and see how much you save by not going out to eat in another month when you keep track of that eating out food bill you compiled. Avoid temptations to eat out by allowing everyone in the family to decide on a meal each week. This makes food shopping fun and with a purpose so impulse buying of food is curtailed. Find out portions for people so there is no waste. If there are left overs bring those to work. When you go to the grocery store as a relative or neighbor if they need anything. This might come back to help you sometime when they ask you if you need anything.