Introduction:Debt is a major concern for many Americans. Information on managing, avoiding, and paying off debt can be found all over the Internet, at varying levels of quality and prices. These five sites offer factual, helpful, free information on credit, debt, and money management.
The FTC Consumer Protection website provides a wide range of consumer information on debt, credit cards and loans, mortgages, credit reports and credit scores. Included on the site are consumer alerts about predatory practices, changes in credit laws, and credit and debt scams.
The Bankrate website developed from the Bank Rate Monitor newsletter, an industry publication started in 1976. The current site provides, in addition to various bank rates, information and advice on all aspects of financial management, including debt. Bankrate also provides several powerful online calculators to help visitors evaluate the potential results of various financial decisions.
The forums on the Credit Boards website contain volumes of useful information for people across the entire spectrum of debt and credit. The articles on the main website address the hot topics of the day and provide, as the site says, "the insider's truth, not the industry spin".
Like the Credit Boards, the MSN Money website contains articles from financial experts and extensive forums. MSN Money expands beyond credit and debt, and offers advice on all aspects of financial planning.
Every year, Americans are entitled to one free credit report from each of the three credit bureaus (Equifax, Experian, and Trans Union), through the Annual Credit Report website. While the ACR site itself does not offer information on credit or debt, knowing what's on your credit report is an important step component of any debt management plan.
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