Introduction:No matter the economy, it is important to keep as much of your money in your pocket instead of spending it. This may sound difficult, but there are several little things that you can that has the potential of saving you hundreds, if not thousands, of dollars each year.
Cut down on your utilities costs. Keep your home a bit warmer in the summer than you prefer and slightly cooler in the winter. Do you really need 500 television channels? If not, slim down your cable bill. Remember to unplug electrical devices that aren't being used. Yes, they use electricity without even being turned on.
Save money on every day items. Buy your cleansers, toilet tissue and make-up from discount stores instead of the grocery store or department store. You can get the same brands there at much better prices. Off-brand and store brand canned foods usually taste just as good as the "real" ones.
Recycle, refurbish and re-purpose. Save those soda cans and sell them. Refurbish older items, such as furniture, instead of buying new or newly items. Re-purpose the stuff you already have. Those old t-shirts can become dust and wash clothes. Use laundry detergent to clean your bathtub and toilet instead of "specialty" products that cost more.
Get tough on yourself. No more early morning lattes at the convenient store. Dinners cooked at home are much more economical than what every the delivery guy can bring you. Stick it out with your older car or pay cash for a used one rather than financing a new one and paying interest on the loan.
Set aside a minimum percentage of your weekly or monthly income. Put that money in a saving account and don't touch it. Unless your child need surgery or your car's engine blew up, don't spend it. An emergency is not a product offered on late night television infomercials or once in a lifetime rates on a flight to Bora Bora.
Saving money requires a little common sense and strong willpower. With the economy constantly in a state of unknown, it is best to keep all the money you can for that rainy day that is around the corner.
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