ING Direct is a great bank that values it's customers and provides excellent service and many options to help you save money. Here are some of the awesome benefits you will enjoy by being an ING Direct customer.
ING Direct offers free checking accounts and even pays tiered interest rates on your balance. The difference between an ING checking account and your local bank's checking account, besides the money saving features, is that there are no physical checks. You set up payments online and they either cut a paper check and mail it for you or electronically transfer the payments to your creditors. This is done free of charge!
ING Direct allows you to open as many savings accounts as you'd like with no minimum balance required. So this means you can separate your money into different "pots" which will help you reach your savings goals in a more methodical manner. You name each account as you wish, like "vacation fund" or "new car fund" so you can easily see your savings progress.
With interest rates on savings accounts almost non-existent in today's economy it can become rather depressing to see your money sit in a bank account earning a fraction of a fraction of a percentage point. ING Direct should easily beat the interest rates you're receiving now from your brick and mortar bank.
ING Direct allows you to set up automatic savings plans where you can specify how much and how often to make deposits to your accounts. For example, you get paid every 2 weeks and you want to save $100 from every paycheck. Just set this up one time and watch your savings increase automatically. You can change the amount and/or schedule any time you need to and as stated in #2, you can have as many automatic savings plans as you'd like for as many separate savings accounts you make.
ING Direct offers several different mortgage and home equity account options with very competitive rates and low fees compared to other banks. Check them out for a new mortgage or a refinance before committing elsewhere and see if you can get a better deal with ING Direct.
I've been banking with ING Direct since 2002 and have had a wonderful experience and highly recommend them to help you reach your financial goals. If you're interested in finding out more and possibly opening an account with ING Direct message me here with your email address and I will send you a special new account invitation link that contains info on how to get started with a $25 bonus.
Cool. I am currently looking for a good bank.
I'll be moving over to ING very soon, thanks for sharing. Hi5.
Thanks for clarifying the many benefits of online banking. I am considering this :)
Good list... I didn't know much about ING Direct!
Sounds like all great benefits. Nice list of reasons to bank with ING Direct.
select one here...